VA Disability Tools & Guides

1,135 military jobs rated for noise exposure. "Highly Probable" = VA concedes.

What examiners look for, condition by condition.

Build a printable exam prep packet for your conditions: the right codes, what the examiner records, your symptoms and records organized.

Real impact language pulled from BVA decisions, by condition.

Why VA won't rate the same disability twice.

What the SMC-L examiner is looking for.

The legal standard for an inadequate VA exam and the case law that defines it.

Rating a condition that doesn't have its own diagnostic code.

Disability Benefits Questionnaire forms by condition.

Conditions that commonly stem from a service-connected primary.

What veterans actually file for, ranked by frequency.

Use the body map to explore conditions by body area or body system.

580 conditions mapped to the exact 21-526EZ dropdown label.

Search by condition, symptoms, ICD code or VA diagnostic code to find rating criteria, exam guidance and related research.

What happens at the exam, what 38 CFR Part 4 requires examiners to record, what to bring.

Translate the ICD-10 codes in your records, or the older ICD-9 codes in pre-2015 records, into VA diagnostic codes, or go the other way: VA code to ICD-10.

Free offline Windows program. Reads your medical records on your own computer and lists every diagnosis code with its file name and page number.

How VA rates PTSD, depression, anxiety, and other mental-health conditions.

DeLuca / 38 CFR §4.40 / §4.45: when pain alone justifies a higher rating.

C-File, DD-214, military medical records, and how to request them.

13-step walkthrough from filing to decision.

The elements a complete claim file needs, how to organize and label them, and a printable master-overview template.

Grade how complete your claim file is, 0 to 100, before you submit. Initial, secondary, or increase.

See the seven preparation steps, explore each task, and find the tool that helps you do it.

What the tools in My Preparation do: symptoms, statement review, impact examples, decisions, records and an appointment sheet.

Direct, secondary, presumptive, aggravation, 1151, and more.

What VA needs to grant: current diagnosis, in-service event, nexus.

Why you are presumed healthy at entry, and the high bar VA must clear to say a condition pre-existed service.

Inside the rater's playbook.

When your own statement (and your buddy's) is evidence.

The avoidable mistakes that stall most VA claims, with one-line fixes.

When the VA can't find your records and you need to reconstruct.

When your STR is silent because you never sought care in service, the 7-step evidence plan that fills the gap.

Section-by-section walkthrough of the main disability compensation claim form.

When a private medical opinion makes the difference.

Multi-link secondary claims under 38 CFR 3.310, the obesity intermediate-step rule, and the nexus-opinion structure.

When a denial concedes aggravation but says a baseline cannot be established: the law behind it and how veterans have approached it.

How to prepare for and frame the conversation with a private or VA doctor.

How a nexus opinion proves a secondary condition under 38 CFR 3.310.

The anatomy of a strong nexus letter, with an annotated example.

Who writes nexus opinions, and the typical sources and costs.

Plain-English guide to the 13 VA forms used alongside a claim, when to use each.

What's getting denied this month, and why.

Weekly original analysis flagging the most unusual new BVA decisions.

File 90–180 days before separation so benefits start day one.

The Disability Evaluation System: med board, PEB, fit/unfit, severance vs medical retirement.

All 8 internal VA workflow stages and the 5-step VA.gov tracker mapping.

What the 38 USC 1154(b) combat presumption does, and what it does not do.

What the VA must do under 38 USC 5103A, and the McLendon C&P exam test.

AD vs. ACDUTRA vs. INACDUTRA, veteran status, Title 10 vs. Title 32.

The three outcomes, INCAP pay, and how to file a VA claim without an LOD.

What happens after you file. The 8 phases explained.

What the internal flags and priority indicators on your claim mean.

NPRC, DRB, BCMR, PDBR, DARB: which board handles which fix or discharge upgrade.

Initial, FDC, Standard, Increase, Secondary, Supplemental, Deferred, Inferred, 1151.

Your first claim for a condition VA has not decided. The 3 elements and the effective date.

The optional faster path: submit all evidence up front and certify there is no more.

The default path where VA gathers evidence under its Duty to Assist.

A new condition caused or aggravated by a service-connected disability, under 38 CFR 3.310.

Compensation for an additional disability caused by VA medical care.

When a drug taken for a service-connected condition caused a new one: which conditions the Board granted, and which drug classes show a pattern.

Compensation bars, limitations, treatment-only status, and special rules, with the exceptions and alternate paths that may still apply.

10 eligibility pathways for expedited claim handling, and what it does not speed up.

5 web addresses that show your ratings, claims, appeals, straight from VA.gov.

When VA skips the in-person C&P and completes your DBQ from records alone.

Paste your VA decision letter, get plain English back.

Free offline app that blacks out your SSN, name, address, and other personal details before you share a VA letter.

First step to challenge a decision: same evidence, fresh reviewer.

The one short phone call with your reviewer: the timeline, the three ways it ends, and how to prepare.

HLR vs Supplemental Claim vs Board appeal. Walk through which lane fits and when to escalate to the Board.

When your benefits start, and how to fight for an earlier date.

When the C&P examiner outweighs your private doctor, and when your doctor wins.

Narrative + codesheet anatomy. Spot miscoded ratings and missing SMC.

Refile a denied claim with new evidence. Form 20-0995, the 1-year rule, rater perspective.

Reverse a final, unappealable VA decision and recover the original effective date and back pay.

Effective-date trap, refile windows by lane, and the path back.

VA Form 10182, the three dockets, the 1-year deadline, and exactly where to submit your Board appeal.

Your BVA hearing with a Veterans Law Judge: the three formats, how to prepare, the day of, and how the decision comes.

What published VA data show about outcomes and wait times across the three dockets, and the case law behind the hearing shift.

Why repeated denials on the same theory get harder, and how to break the chain.

100 printable one-pagers, one per diagnostic code: symptoms from clinical sources beside the VA rating criteria, evidence, and a filing checklist.

Service connection and rating for cancer claims.

Stressor verification, rating criteria, common pitfalls.

Eight charts you can explore: tap any step for a plain-language explanation and related guides. Nothing to upload.

Tap each step for an explanation: diagnosis, stressor and supporting records, the medical link, the exam and the decision.

Tap each step: diagnosis and sleep study, direct and secondary pathways, the medical explanation, the exam and the decision.

Tap each step: diagnosis, the service-connection route, the medical connection, real-world effects, the exam and the decision.

Tap any Special Monthly Compensation level, from SMC-K through SMC-T, to see what it is built on.

Tap each step: service-connected work limits, the schedular criteria, the work record, the exam and the decision.

Tap each step: the service-connection pathway, the cancer record, the continuation period, the post-treatment review and residuals.

Tap each step: when a medical opinion may help, when another letter may add little, and how to read one already in the file.

Tap each step: the primary condition, causation or aggravation, the medical link and baseline, the evidence and the decision.

18 printable claim charts: process, evidence, ratings, and Board-decision research.

21 printable charts: DC 6847 ratings, claim theory, Board evidence and denial research, secondary pathways.

19 printable charts: the 4.130 rating formula, impairment levels, and Board research.

19 printable charts: the 4.16 threshold, marginal employment, the forms, and Board research.

19 printable charts: the relaxed evidence standard, marker evidence, the forms, and Board research.

23 printable charts: the 3.385 threshold, the two hearing tests, the rating tables, and Board research.

20 printable charts: presumptive lists, qualifying service, TERA, and Board research.

21 printable charts: DC 8100 levels, prostrating attacks, evidence, and Board research.

45 printable charts: knee instability and motion, spine formula, IVDS, flatfoot, and Board research.

30 printable charts: the current DC 7206 and DC 7355 criteria, evidence, examinations, and Board research.

30 printable charts: every SMC level and its predicate, the evidence, the 2026 rates, and Board research.

24 printable charts: presumptive pathways, the 100% rating, the review exam, residuals by cancer type, and Board research.

24 printable charts: the two DC 6602 rating paths, reading FEV-1, the medication evidence, the PACT Act route, and Board research.

16 printable charts covering nexus letters and private medical opinions, plus 2 Board-research charts on private-opinion outcomes.

26 printable charts on the five, ten, and twenty-year protection rules, reductions, severance, and TDIU/P&T.

26 printable charts on HLR, Supplemental Claim, and Board Appeal, with forms, deadlines, and weekly Board research.

29 printable charts: filing paths, Intent to File, the complete claim file, evidence and records requests, the 21-526EZ, the submission-day checklist, what your claim-file entries mean, DBQ-only and complete C&P exam record requests, and Board lay-evidence research.

How GAD, panic, and phobias are rated under the mental-health formula, plus secondary paths.

Direct and secondary service-connection paths.

The most-filed secondary pairing at the Board, with five recent grants dissected.

Two winning mechanisms, the obesity chain and a direct neuropathy pathway, five Board decisions dissected.

An honest look at the science, and five Board decisions dissected.

How the VA rates RLS by analogy: DC 8103 (max 30%) vs DC 8520 (up to 80%), and what drives the code choice.

Military Sexual Trauma: markers, evidence, sensitivity.

Deep dive: JSRRC, the 60-day rule, MST markers, and how VBA confirms an in-service event.

Audio thresholds, MOS noise concession, common denials.

Instability, meniscus, limited motion, why one knee can carry more than one rating, and the painful-motion floor.

Median nerve rating (DC 8515), dominant-hand difference, the sensory cap, and the diabetes secondary path.

DC 5276 levels, the entrance-exam aggravation trap, why bilateral is one rating, and orthotics.

DC 7806 body-area vs systemic-therapy paths, the flare-up timing rule, and exposure links.

DC 6604 breathing-test ratings, the PACT Act burn-pit presumptive, and the in-service smoking rule.

DC 6510 episode-counting, rhinitis polyps and obstruction (6522), and the burn-pit presumptive.

DC 7354 ratings, the in-service risk-factor analysis (jet injectors, transfusions), and the evidence that wins.

DC 7338 by recurrence and truss support, the bilateral add-on, and why hiatal hernia is rated differently.

DC 7336, why most rate 0%, the bleeding-plus-anemia threshold, and the IBS secondary path.

DC 7122, why each foot and hand is rated separately, what reaches 20-30%, and cold-weather service.

Bunions, hammertoe, and foot injuries (5279-5284): the 10% ceiling and how to reach higher.

DC 6204 dizziness and staggering, Meniere's (6205) attack frequency, the objective-testing rule, and the either-or election.

The shared rules behind every joint and spine claim (4.71a): painful motion, DeLuca/Correia, ankylosis, the bilateral factor, and when knee ratings stack.

Nerve damage, seizures, migraines, and TBI (4.124a): how paralysis grade, seizure frequency, and prostrating attacks set the rating.

Lung and airway ratings (4.97): the PFT breathing-test numbers, sleep apnea and CPAP, sinusitis episodes, and burn-pit presumptives.

Stomach, bowel, and liver ratings (4.114): symptom severity, the coexisting-condition pyramiding rule, and the guide for each condition.

Kidney, bladder, and reproductive ratings (4.115): voiding versus renal dysfunction, whichever is worse, plus UTI frequency.

Muscle-group ratings (4.73): the muscle groups I to XXIII and the slight-to-severe scale from the cardinal signs of muscle damage.

Heart and vascular ratings (4.104): METs workload, ejection fraction, heart-failure episodes, and hypertension thresholds.

Infectious disease, immune disorders, and nutrition (4.88): active-phase ratings, residuals, and Gulf War presumptives.

Anemia, leukemia, and lymphoma ratings (4.117): hemoglobin thresholds and the active-treatment-then-residuals pattern.

Female reproductive ratings (4.116): symptom control with continuous treatment, and organ-loss ratings.

Diabetes, thyroid, and hormone ratings (4.119): the diabetes insulin-diet-activity ladder and the thyroid scales.

Mouth and jaw ratings (4.150): why most dental care is treatment not compensation, and what bone and jaw loss does rate.

Complete loss of smell (6276) or taste (6275) under 4.87a: 10% each, and the objective cause the rating requires.

Shoulder, ankle, hip, foot, and shin splints: limitation-of-motion ratings, the painful-motion rule, and the bilateral factor.

Prostrating attack standard, frequency tracking.

The highest-win-rate PTSD secondary pairing, with five recent Board grants dissected.

An 81% grant rate, one of the highest on this site, with five Board decisions dissected.

The highest-volume tinnitus-secondary pairing, with five Board decisions dissected.

Irritable bowel syndrome and inflammatory bowel disease (Crohn's, ulcerative colitis): 2024 ratings, the Gulf War presumptive, toxic-exposure paths.

The 2024 DC 7355 malabsorption ratings (30/50/80%), service connection, and the anemia, skin, and bone secondary conditions.

The 2024 DC 7326 inflammatory-bowel-disease ratings (10/30/60/100%), toxic-exposure paths, and extraintestinal secondaries.

DC 7323 on the 2024 IBD ladder (10/30/60/100%), service connection including secondary to PTSD, and secondary conditions.

Ratings under DC 7304, the chronic-disease presumptive, and NSAID secondary paths.

Degenerative (5003), traumatic (5010), and rheumatoid (5002), why the type changes the rating.

How the GU rating system works: renal, voiding dysfunction, and UTI pathways.

A small, remand-heavy claim pool, with four Board decisions dissected.

DC 7101 ratings, the 2-readings rule, secondary paths, and the Agent Orange presumptive.

The second most-filed PTSD secondary pairing, with five recent Board grants dissected.

A 60% grant rate, with five Board decisions dissected.

DC 7903 and the myxedema split: 100% vs 30% initial ratings, how residuals are rated after the window, and the Agent Orange presumptive.

DC 5025 ratings and the Gulf War MUCMI presumptive.

Cataracts, vision loss, and how the eye rating system works.

Why the diagnosis label itself often carries the claim, five Board decisions dissected.

When insomnia gets a separate rating vs folded into PTSD, sleep apnea, or pain.

Low back rating by range of motion, the IVDS bed-rest formula, and separately rated leg sciatica.

Scar codes 7800-7805, how multiple scar ratings stack, painful-scar ratings, and how burns are rated.

Neck rating by range of motion, the IVDS bed-rest formula, and separately rated arm radiculopathy.

Sciatic nerve ratings (DC 8520), the secondary-to-back path, and the wholly-sensory cap.

DC 7913 ratings, the insulin and regulation-of-activities criteria, the Agent Orange and PACT Act presumptive, and complications rated separately.

The highest-volume secondary pairing under diabetes, with five Board decisions dissected.

DC 8045 residuals: the 10-facet cognitive table, the highest-facet rating rule, and physical and mental residuals rated separately.

The 2024 DC 7206 stricture-and-dysphagia ratings, how DC 7346 and 7203 relate, and secondary paths from medication and sleep apnea.

The coin-flip PTSD secondary pairing, with five recent Board grants dissected.

DC 9434 and 9435 under the 38 CFR 4.130 mental-health formula, the single-rating rule, and secondary service connection.

Why DC 7522 is rated 0% and the compensation is SMC-K, plus how ED is established as secondary to diabetes or heart disease.

Why DC 7632 is rated 0% and SMC is reviewed case-by-case, plus the PTSD/MST secondary pathway.

The third most-filed PTSD secondary pairing, with five recent Board grants dissected.

DC 7005 on the MET-based heart formula, the Agent Orange ischemic-heart-disease presumptive, and secondary paths.

DC 6602 FEV-1 and medication ratings, the PACT Act burn-pit presumptive, and the rhinitis-to-asthma secondary path.

Asbestos, benzene, solvents, fuels, metals: the conditions the Board links to each, with grant rates.

Every condition presumed under the PACT Act, by exposure.

What 22,998 toxic-exposure appeals show about what wins.

What chemicals, hazards, and noise your MOS was exposed to.

Search VA's 403-vessel herbicide ships list by name or hull number.

Deck-log custodians and exposure research when a ship is not on VA's list.

When VA skips the toxic-exposure screening exam.

Enter your condition + service era to see if it's presumed.

Atomic veterans and radiation-linked conditions.

Herbicide-exposed Vietnam-era veterans, plus the PACT Act 2022 additions.

PACT Act presumptive cancers and lung conditions for post-9/11 veterans.

Eight presumed conditions for veterans stationed there Aug 1953 to Dec 1987.

Unexplained chronic symptoms in Gulf War veterans, presumed service-connected.

How to file under 3.317: the two doors, the Dec 31 2026 deadline, how the C&P exam decides it, and the common traps.

Symptoms with no diagnosis: what the Board did with 28,448 claims pled under 3.317, why most get sent back, and what the denials turned on.

For atomic veterans whose radiation exposure has to be estimated case by case.

Forever-chemical contamination by base.

Conditions presumed if they appear within set windows after service.

Base list and the 30-day-detention expanded list (see 38 CFR §3.309(c)).

Calculate your real combined rating with 2026 pay, dependents, bilateral factor, SMC-K and SMC-S.

Awarded SMC-L through T? Get exact 2026 pay with spouse, children, parents, and SMC-K. No disability percentages needed.

Granted SMC or SMC-K with an earlier effective date? Estimate the back pay owed, with dependents, at each year's rates since 2013.

Model your combined rating from multiple ratings using 38 CFR §4.25.

Special Monthly Compensation K through T, aid & attendance, housebound, 2026 rates.

Estimate retroactive pay using historical rates with annual COLA adjustments 2014–2026.

Total Disability Individual Unemployability, paid at 100%.

What you get at 10%, 30%, 50%, 70%, 100%: health, education, dependents.

Add a spouse, child, or parent to your pay at 30%+, or remove one after a divorce. Form 21-686c, back pay, overpayment.

Higher pay when service-connected disabilities require daily aid & attendance. No 100% rating required.

The add-on paid on top of your regular compensation for specific qualifying losses, and how awards stack.

Loss of both hands, both legs with knee factors, or certain blindness. The 2026 rates and the M½ half step.

More severe paired losses and blindness. The 2026 rates and the N½ half step.

The qualifying combinations, reaching SMC-O by stacking, and its role as the R-1/R-2 predicate.

The mechanism behind half-step and next-higher rates, capped at the SMC-O amount. Not a separate tier.

The higher aid-and-attendance rates, including skilled care at home.

Survivor benefit payment estimator.

Side-by-side comparison of education benefits.

Post-9/11 GI Bill, Yellow Ribbon, the STEM extension, and transferring to dependents.

For service-connected traumatic brain injury requiring aid & attendance, paid at the SMC-R-2 rate.

Statutory housebound benefit: substantially confined to home, or 100% plus a separate 60%.

Needs-based pension: enter income, medical costs and net worth to see the rate, the deductions VA allows, and the monthly payment after rounding. Covers wartime Veterans, surviving spouses, and surviving children.

Military retirees: compare monthly pay under CRDP and CRSC using your VA and DFAS record amounts, including the VA waiver and Chapter 61 limits.

Compare military training pay with the VA amount waived for the same reported days: official 2026 DFAS rates or your exact record amounts, and the Form 21-8951-2 day check.

Check an initial claim and its review history, see a possible date, and identify facts that still need checking.

Includes a pension estimator: enter your income and medical costs to see what VA Pension could pay. Plus Aid & Attendance, Housebound, CRDP and CRSC.

The needs-based A&A and Housebound increase, who qualifies, and how it differs from SMC.

Home and residential care, caregiver stipends, Aid & Attendance, and the honest picture on service connection.

When the VA can reduce a rating, your protections, the proposal process, and what happens to your money.

5-year, 10-year, 20-year rules: when VA can't reduce.

Lock in your rating: the 5/10/20-year rules, reexams, and how to fight a proposed reduction.

The honest answer to a common worry.

When VA can schedule a future exam, the over-55 / 5-year bars, and how to challenge a notice.

When the VA proposes a fiduciary to manage your benefits, your rights, and the gun-rights rule.

Strategy before you file: diagnostic code, next-tier criteria, pain myth, 5-year protection, evidence.

Corpus-wide grant / deny / remand rates, disposition mix, and trends by year at a glance.

Aggregate grant / deny / remand patterns.

Original, data-driven research from 1.9M Board decisions: denial reasons, appeal wait times, and more. Free to cite.

What 20 recent Board outcomes show about sleep apnea claimed secondary to PTSD.

How one 2024 Federal Circuit ruling is reshaping the top of the SMC ladder, and where Board judges are quietly splitting.

His wife said she was the reason he could remain at home. The Board agreed that he needed regular help, but still denied the benefit that could pay at the SMC-R2 level.

Veterans raised a presumptive or exposure theory in 242 strictly named GERD issues. The Board record shows what happened, and why IBS and GERD require different claim paths.

The VA used one Veteran's intent to file on a claim that gained nothing from it, then refused it for the claim that would have. What Hoffman v. Collins decided, and the filing histories worth a second look.

Medical studies can strengthen a sleep apnea claim, but they rarely prove one Veteran's nexus by themselves. What 1,492 Board grants show about the role research actually played.

One Veteran won TDIU, but nearly nine earlier years remained denied. What 13,405 Board issues reveal about the hidden fight over the start date.

One Soldier's sleep observations were credited and his burn-pit conclusion was not. A review of 168 Board decisions on what buddy and lay statements actually prove.

The VA briefly tried to require ratings at the medicated level, then withdrew the rule. What Ingram means for examinations, untreated-baseline evidence, and the limits of 6,348 Board citations.

A checked box and the written explanation can tell different stories. What 49 Board decisions show, why the conflict can cut either way, and how to check your exam.

The VA reports faster BVA appeals, but hearing waits and open-case figures tell a more complicated story. What those numbers mean for your appeal.

Practical care logs, medical forms and caregiver statements for VA Aid and Attendance claims, with a sample log and supporting Board decisions.

Understand PACT Act presumptions, TERA opinions and exposure records through five Board decisions, with practical steps for your VA disability claim.

The VA has set a claims-processing record with fewer staff. Eight weeks of data put the Labor Day dip and recent backlog growth in context.

Original analysis of 700K+ Board denials, split by which element was missing, with the breakdown by condition.

The AMA reform cut the median Board wait from about 5 years to under 2. Wait-time analysis by docket and by condition.

What the Board decided in the newest complete month of its record: grant and remand rates by condition, movers, and the busiest judges.

Year-over-year grant and remand rates from the newest complete calendar year, by condition, with the biggest movers.

Initial-claim approval vs. Board of Veterans' Appeals outcomes for the ten most common service-connected disabilities.

How Board grant rates differ between a first-time claim and an increased-rating claim, for the top 10 disabilities.

Why Board appeals for the top 10 disabilities get remanded, and the C&P exam defect the Board names most often.

How grant rates vary by legal theory: secondary service connection out-grants direct across every decided Board issue in the published record.

Board grant rates for Agent Orange, burn pits, PACT Act, Camp Lejeune, and radiation claims, and why presumptive claims are denied.

A private nexus opinion's grant-rate advantage at the Board nearly tripled over three decades. The widening gap by decade and condition.

Full-text search by year, outcome, code, judge, branch.

Find recent Board decisions similar to the claim issue you describe, with verbatim findings and citation format.

2,970 precedent-setting Court of Appeals decisions, and how often the Board cites each.

How long BVA appeals take, measured from appeal start to decision. By year, AMA docket lane, and condition.

Per-judge disposition rates and top conditions.

Data tool. How often does a rating go up, down, or stay the same?

Grant rate when the Board cites each rating regulation, section by section.

Weekly snapshot of claim trends.

Appeal wait times and 12-month trends for HLR, Supplemental, and the Board.

Free feeds for Board Watch, denial trends, Claims Pulse, and chart refreshes. No email needed.

Conditions rated after a service-connected cancer's 100% rating ends.

What 26,000+ SMC appeals show about what wins.

121,000+ survivor decisions: cause-of-death, 1318, accrued.

Interactive map of which conditions co-occur, by body system.

Seven printable charts: the Spicer nexus-opinion checklist, the sleep-apnea weight-gain timeline, claim direction, caused vs aggravated, and how to read the network map.

Grant / deny / remand split per diagnostic code.

Pick a condition, see the Board data as charts: grant rates, denial reasons, secondary connections.

Recipients up 28% since 2019, and the 100% share nearly doubled. From VA's county files.

Eligibility, priority groups, copays.

In-home care benefits and how to qualify.

Property tax breaks, tuition waivers, state-only benefits.

Park passes, retail discounts, hidden eligibility.

The 100% disabled veteran ID card: base access, commissary, who qualifies, how to get one.

Who qualifies, what's covered.

Mileage reimbursement for VA appointments.

Dependency and Indemnity Compensation overview.

Burial allowance, national cemetery, headstones, the burial flag, and how to claim.

License plates, ID cards, fee waivers by state.

Should I keep my private insurance? Emergency rules, the 72-hour notification, community care, CHAMPVA.

Health coverage for a disabled veteran's spouse and children: who qualifies, 2026 costs, how to apply.

Eligibility rules and how referrals work for getting care from a non-VA provider.

VA care abroad: eligibility, claims, Philippines rules.

Getting paid overseas, C&P exams abroad, the Manila Regional Office, CHAMPVA, GI Bill, home loans, and taxes.

Tax-free yearly allowance for prosthetic or skin-medication garment damage. Form 10-8678.

VA's life insurance program for service-connected veterans.

One-time vehicle grant (38 CFR 3.808) + repeatable equipment grant for loss-of-use conditions.

VA Loan, IRRRL refinance, NADL, SAH and SHA adapted-housing grants, funding-fee exemption.

The 24/7 hotline 877-424-3838, HUD-VASH, SSVF, Grant and Per Diem, dental care, jobs, and mortgage help.

Military life insurance: SGLI, traumatic injury payments, family coverage, VGLI after separation, and the free disability extension.

What happens to VA pay during incarceration, apportionment to family, overpayments, and re-entry help.

Free, confidential counseling with no time limit: who qualifies, family and bereavement counseling, 877-927-8387.

School for spouses, children and survivors: Chapter 35 DEA and the Fry Scholarship, eligibility and time limits.

IVF and fertility care, $2,000 adoption reimbursement, and benefits for children with spina bifida or certain birth defects.

Veterans' preference, VRA up to GS-11, the 30% disabled authority, VEOA, and SBA small business certification.

Free help filing or appealing a claim.

Search the official VA roster by name, state, or distance.

Accredited non-attorney representatives, searchable by location.

Reps and VA facilities by location.

Every VA-accredited VSO organization.

Anonymously contribute your claim result to help other vets.

Phone, secure-message, in-person VA contact options.

What accreditation proves, what it does not, and how to verify a rep.

NOD, HLR, SOC, SSOC, nexus, lay evidence, every acronym defined.

Copy RateMyVSO's portable prompt into Claude, ChatGPT, Gemini, or Copilot.

Add RateMyVSO to your AI app, then ask VA questions.

Independent community resources, videos, forums, and official VA information.